New Jersey homeowner insurance with drones

Own a drone? Protect your investment with the right homeowners insurance options!


Up in the sky!

Is it a bird? Is it a plane?

No! It’s not Superman, either!

American skies are being invaded more and more by drones (or, more accurately, commercially available Unmanned Aerial Systems – UAS), and as the technology advances people are really starting to find out just how fun, exciting, and useful these amazing machines really are.

At the same time, with all of these drones buzzing around the skies, people – and homeowners in particular – need to make sure that they are operating these machines safely. Sure, the technology has come a long way in just the last few years, but there are a lot of hiccups that need to be ironed out – and a lot of crashes that still need to be addressed!

This has made it absolutely mission critical for people that intend to own and operate drones to carry the best New Jersey homeowner insurance with drones coverage available. Hopefully we’re going to be able to help you do exactly that!

The Rise of the Drones is upon us

As mentioned above, the skies of the US are becoming more and more jam packed with these amazing little machines than ever before.

In just 2005, there were only about 5,000 or so UAS machines flying around the skies of the US (and the majority of them were operated by colleges or universities). Today, there are more than 10,000 UAS machines flying around, and the US government expects there to be close to 30,000 UAS machines buzzing about by the year 2020 (and that number may actually be a little bit on the low side of things).

The Federal Aviation Administration (FAA) has gone to great lengths to find ways to make the skies of the US safer with the drones up and in action, but the technology is still quite young – which means there are a lot of accidents happening that will probably be effortlessly avoided in the future.

This is why the best New Jersey homeowner insurance with drones coverage is necessary, and why you’d have to be at least a little bit crazy not to protect yourself (and your investment) with the right plan.

Invasion of personal privacy suits are on the rise, too

The bulk of UAS machines flown today have some kind of camera onboard, not only to make navigation easier (it’s a lot easier to fly something when you know where it is and what’s around it), but they are also designed to take photographs and video of pretty much anything and everything that they are going to come in contact with.

This is a big problem for those that are security and privacy minded.

After all, who wants to find themselves sitting out by their pool – completely protected by a privacy fence – and enjoying themselves, only to discover that their every movement (and maybe intimate moments) were captured forever by a drone. Even worse than that, what if that footage was shared online?

More and more people are going through situations just like this in the US, and the rise of personal privacy invasion lawsuits because of drones is climbing higher and higher. Many expect new legislation to come down the pipe (at both state and federal levels) to curb these kinds of invasions, but the odds of lawmakers ever being able to curb these kinds of attacks is slim to none.

At the same time, the bulk of UAS operators want absolutely nothing to do with the invasion of someone’s privacy. They are responsible and reasonable with their drones, and do everything they can to avoid these situations. But America is a litigious nation, and frivolous suits can be brought up at any time.

You’ll want to be protected with the right insurance.

Be sure to protect your personal (and often substantial) investment with New Jersey homeowner insurance for drones

Finding top tier coverage for drones is a lot easier than most people probably expect it to be, for a couple of different reasons.

For one, you’ll be able to effortlessly add the value of your drone under your policy just by filling out the necessary paperwork. You should be able to cover the full replacement cost of the drone just like you would be able to with any other high value item you have protected under this coverage.

On top of that, companies are starting to understand and embrace the fact that drone ownership isn’t going anywhere while at the same time embracing the need for proper coverage. Almost all of the national companies (and most of the smaller local companies) are offering liability and collision on these drones in much the same way they offer them for cars – but keeping it all under the umbrella of the policy.

Contact your agent directly for more information today!