Auto Accidents Increase Due To Pokemon Go

People often claim that video games are ruining our children.  Well, when it comes to Pokémon Go, it might actually be true.  Well, not ruin per say as much as injure.  With more and more people playing this fun and addictive game, Pokémon Go has led to an increase in auto accidents, involving a few pretty severe accidents.  Let’s take a moment to review the auto accidents increase due to Pokemon Go.
 
Accident Statistics
Driving is a complicated process that a lot of people take for granted. Every year, roughly 1.3 million Americans will die because of car accidents while driving on the road. Every year, between 20-50 million Americans will be injured or involved in a car accident. Multi-tasking within the car is not uncommon and many states have taken steps to make it illegal to text and drive at the same time.  With calling while driving becoming increasingly illegal as well, state and local policy is reacting to just how much damage can happen when people are not paying attention to the road.  Having something else distracting them will do nothing but help increase the risk of accidents.  With rise of auto accidents, it is important to make sure you are completely covered with the best NJ […]

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Pitfalls working with NJ auto insurance companies

If you are serious about getting your hands on only the best plan to protect you, your car, and your financial future – the kind of coverage that only the best NJ auto insurance companies have to offer – you need to make sure that you avoid all of the pitfalls and dangers that we are outlining for you below.
By the time you’re done with the inside information we offer below you won’t have anything to worry about and will be able to fast track the process to purchase the policy around!
Make sure you completely understand the coverage you are going to be paying for
A lot of New Jersey drivers have absolutely no idea about the coverage that they are protected by when they are driving along the roads of America, simply because they haven’t read all of the information provided to them by the NJ auto insurance companies they are working with.
You cannot afford to make this mistake.
If you don’t know about the coverage that you are paying for you can make a major mistake, or you may end up paying for more coverage than you need – or (potentially even worse) paying for a lot less coverage than you deserve.
Never sign on the dotted line without first shopping around
The only way to be sure that you are working with the best around is to shop around, looking into the offers provided by at least four or five different companies to make sure that you really aren’t getting a top-of-the-line deal – the best coverage at the best possible price.
Too many people get suckered into paying a lot more for coverage than they should be simply […]

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You don’t know New Jersey auto insurance requirements

It is critically important for you to understand that there are some legally mandated New Jersey auto insurance requirements that you need to meet when purchasing protection for your automobile, and that if you aren’t hitting these requirements you are opening yourself up for all kinds of liability down the line.
Thankfully, the majority of the completely legitimate and reputable companies that operate in New Jersey are well aware of these legal mandates and they will make sure that you are always protected by a plan that hits the minimums.
At the same time, it really is your responsibility to make sure that you are completely covered and if you aren’t any legal repercussions are going to fall on your shoulders and that the shoulders of your company.
Here is some important information to remember regarding New Jersey auto insurance requirements and make sure that you are getting the best possible coverage at the best possible price without opening yourself up to any extra exposure than absolutely necessary.
Most “baseline” New Jersey auto insurance plans will hit the legally mandated requirements
As we touched upon briefly above, it is vital to remember that the overwhelming majority of “baseline” plans offered by companies operating in the state of New Jersey are going to hit all legally mandated requirements.
You just aren’t going to find too terribly many companies that are going to think it is a good business decision to expose their customers and their clients to all kinds of unnecessary risk or liability. It’s just not good for business.
At […]

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You’re Breaking New Jersey auto insurance laws

Pretty much every single auto insurance company in the United States offers a handful of different discounts that you were going to be able to take advantage of, deals and special offers that allow you to save more money on your auto policy they knew would have been able to otherwise.
At the same time, there are a lot of funny practices in the industry that give these companies the chance to kind of bait and switch customers into believing that they are getting a better deal than they actually are – and you need to be on the lookout for these kinds of offers.
Thankfully, there are a lot of New Jersey auto insurance laws that prevent companies from acting like predators when dealing with their clients, and you’ll want to make sure that you are always getting a fair shake from your  company or else you need to report them to the proper regulatory body.
Here are some important things to remember regarding New Jersey auto coverage discounts in particular, making sure that you’re able to save as much money as possible on coverage without running afoul.
Not all discounts are created equally
The first thing that you have to understand is that New Jersey auto companies are in business for the same reason that every other operation is – to make as much money as possible.
There is a tremendous amount of regulation and a lot of New Jersey auto policy laws that they have to abide by, but for the most part they are able to kind of write their own rules. This is why you need to make sure that you are doing as much as humanly possible to save on your automobile coverage, but also why you need to make sure […]

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Mistakes with New Jersey car insurance rates

If your goal has always been to get your hands is the cheapest New Jersey car insurance rates around without having to sacrifice your car coverage protection or coverage, you need to make sure that you have access to as much “inside information” as humanly possible.
Believe it or not, getting your hands on the best car policy boils down to a lot more than simply jumping online, spending a couple of minutes searching for options, and then choosing the lowest priced New Jersey car policy rates.
You want to be sure that you are protecting yourself with a policy that gives you and your loved ones just the right amount of coverage, the kind of coverage that keeps all of you safe without you having to sacrifice your financial future along the way.
The best way to be sure that you are getting your hands on the best New Jersey car insurance rates AND the best car coverage is to avoid the mistakes and missteps that we outline below. You’ll be able to avoid common traps and pitfalls but you’ll also be able to purchase a plan with fantastic rates and just the right amount of coverage.
Now let’s dive right in!
Make sure you understand absolutely EVERYTHING about the coverage that you are purchasing
A lot of people have absolutely no idea about the specifics behind the coverage than they have purchased to protect themselves and their vehicle, and that’s a major mistake.
If you don’t know exactly what you are protected for, what you are protected against, and whether or not you are going to be able to make it through a claims process without crippling yourself […]

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You’re paying to much for NJ auto insurance

The overwhelming majority of New Jersey drivers understand that there are a couple of big factors that all auto companies look at the when it comes time to charge you for your NJ auto insurance.
We are talking about:

The kind of car you are driving and its condition
Your driving record and any blemishes and
Whether or not you’re able to bundle coverage together with one company

At the same time, the overwhelming majority of people that have NJ auto insurance are completely and totally unaware of a number of key considerations that these companies pay attention to that dramatically impact the amount of money you have to spend on coverage – details that you might never have thought would have any bearing on your bill whatsoever.
We are going to break down some of those details below and hopefully point you in the right direction in how to avoid those hits to your wallet.
Let’s get right to it!
Are you single?
According to information published by the Consumer Federation of America, major companies all over the country – and New Jersey companies alike – have a tendency to charge a lot more for customers that are single as opposed to those that are married.
You are definitely going to want to raise a couple of eyebrows when your car company wants to know your marital status before they will provide you with any NJ policy quote, […]

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Simply the best way to find cheap NJ auto insurance

Trying to find the best NJ auto insurance available is nowhere near as simple or as straightforward a process as it probably could or probably should be.
In fact, the process can be downright impossible to navigate, especially considering all of the different offers you’re going to have to pick and choose from.
It’s enough to make anyone go crazy!
But that’s why we have created this quick guide.
Using all of the inside information we are able to share with you below you shouldn’t have any trouble at all finding the best NJ auto insurance policy for your specific needs – the kind of auto policy that gives you complete and comprehensive coverage without you ever having to worry about paying a penny more than necessary.
Shall we dive right in?
Breakdown national and local company offers
The very first thing you need to do is compare and contrast the different policy offers you’re going to come across from both national and local companies.
National car companies are usually able to offer the very best possible prices as far as coverage is concerned, if only because they have so many different customers paying into their policies from around the country.
Local companies, on the other hand, usually offer much better service because they are part of your neighborhood and your community. You might have to pay slightly more as far as your premiums are concerned, but many times this extra investment is well worth the extra cost.
Always look for […]

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Better than good to go insurance NJ

Trying to find the best car insurance in New Jersey is nowhere near as simple or as straightforward as some people would make the process out to be – and that’s going to be a big headache for those that want to be able to protect themselves, their property, and their loved ones without ever having to worry about breaking their bank account along the way.
Trying to find good to go insurance NJ packages that offer you the perfect blend of protection and price can be a little bit of a nightmare. We know this to be true, and that’s why we are going to share with you all kinds of inside information in this quick guide to help you unlock the very best coverage available at prices that you’ll really appreciate.
These are four not so obvious ways that you will be able to get the cheapest car policy without sacrificing protection, the kind of good to go coverage you deserve while you are driving the roads of New Jersey and the rest of America!
Here we go.
Purchase a different car
You might be dead set on getting one specific type of car with your next purchase, but you may want to research your options just so that you are sure you cannot purchase a different car that’s almost identical to your “dream vehicle” but offers you the chance to pay a lot less for your policy than you would have had to otherwise.
A lot of people are surprised to discover that it can be significantly cheaper to protect an almost identical vehicle with the same level of coverage, but it’s the truth. There are certain brands and certain makes and models that have a better reputation for safety, security, and performance, […]

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